TEXT MESSAGE SCAMS ON THE RISE. HERE IS WHAT TO DO & NOT DO!
Help Protect Yourself from a Scam with One Simple Action
Banks and Credit unions will never ask for your complete account number, PIN, CVV code, or full social security number in a text or email. If you receive a message asking for that kind of information, do not engage!
Scammers are clever. They are experts at tricking people. Thankfully, there is one simple thing you can do to prevent yourself from becoming a victim of fraud. Ready to hear it?
Do NOT click the link.
It’s that easy! When you get an unexpected text that claims to be from Your financial institution and it includes a link, do not click it. CALL YOUR BANK OR FINANCIAL INSTIRUTION IMMEDIATELY.
Like the first one, these texts claim to be from Suncoast. They are actually from a scammer. These texts also try to trick you into clicking the link, this time by claiming that there is suspicious activity on your account.
How do you stay safe? Do NOT click the link.
Again, there are hints that this is not legitimate. The link doesn’t even appear to be from your financial institute. The scammer is hoping you will be so afraid of potential fraud that you will click as a reaction to protect yourself.
If you want to know if there is any suspicious activity on your account, once again, all you need to do is go directly to the banks app or online banking login as you normally would, to check. Or you can reach out to our team at a branch or over the phone. They can confirm that your account is safe and that the text did not come from Suncoast.
Whether it is a text message like the ones shown here or an email with a similar tone that asks for immediate action, stop and think before you click the link. That one simple step can save you.
What happens if I already clicked the link?
While we really want to help emphasize the importance of not clicking on fraudulent links, we understand that sometimes it happens. Try to keep your radar up, even if you accidentally clicked the link.
Different scams have different strategies, so it’s crucial to stay vigilant. For example, the link from the example above lead to a page that at first glance looks like YOUR bank’s log in page. If you take a moment to look, you will notice that the URL is not your banks official website.
The scammer hopes you will attempt to log in to this fake page, because if you do, they will now have your log in information. This means they can now log in to your accounts and access your money.
If you mistakenly click the link and it brings you to what looks like a log in screen, do not engage further. Leave the page. Never put in your personal information.
Here are a few additional points to keep in mind:
- Your Bank will never ask for your complete account number, PIN, CVV code, or full social security number in a text or email
- If you aren’t sure if a text or email is legitimate, do not engage with it and reach out to your bank directly. Call or stop in at one of your branches and they will assist you.